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  1. Marvin L. Fisher, Randy J. Cosby, Tom A. Carden, Philip M. Cavender, As Mutual Insurance Company Policy-holders Acting For The Benefit And On Behalf Of State Mutual Insurance Co., Plaintiffs-appellants, V. State Mutual Insurance Company, North American Financial Services, Inc., Delos H. Yancey, Jr., Delos H. Yancey, Iii, Rodney Hale, Et Al., Defendants-appellees near Columbus, OH