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  1. 22 Collier Bankr.cas.2d 1286, Bankr. L. Rep. P 73,354in Re Joseph W. Watford And Doris F. Watford, Debtors.joseph W. Watford And Doris F. Watford, Plaintiffs-appellants, V. Federal Land Bank Of Columbia, Defendant-appellee.in Re Joseph W. Watford And Doris F. Watford, Debtors.joseph W. Watford And Doris F. Watford, Plaintiffs-appellants, V. United States Of America, Acting Through The Commoditycredit Corporation, An Agency Of The United Statesdepartment Of Agriculture, Defendant-appellee near Columbus, OH