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  1. Edwin Rector; Edwin Rector, Trustee; Edwin Rector 1995 Charitable Remainder Trust, Plaintiffs-appellants, V. Approved Federal Savings Bank; Approved Financial Corporation; Allen D. Wykle; Stephen R. Kinnier, Defendants-appellees,andcoopers & Lybrand, Llp; Price Waterhouse; Patrick M. Barberich; Gray Lambe, Defendants near United States