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  1. Loudin Insurance Agency, Incorporated; Barboursvilleinsurance, Incorporated; Richard D. Brown Agency,incorporated; Matewan Insurance And Realty Company; Freschand Reed Insurance Service, Incorporated, Plaintiffs-appellants, V. Aetna Casualty & Surety Company, A Corporation; Aetna Life& Casualty Company, A Corporation; The Standardfire Insurance Company, A Corporation,defendants-appellees near Columbus, OH