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  1. Wesley E. Dixon, Appellant, V. Nationwide Mutual Insurance Company, Nationwide Mutual Fireinsurance Company, Nationwide Life Insurance Company,nationwide General Insurance Company And Nationwide Propertyand Casualty Company, Appellees.wesley E. Dixon, Appellee, V. Nationwide Mutual Insurance Company, Nationwide Mutual Fireinsurance Company, Nationwide Life Insurance Company,nationwide General Insurance Company And Nationwide Propertyand Casualty Company, Appellants.james Lee Beckham, Formerly D/b/a Jim Beckham Insurancecompany; Jasper N. Watson, Jr., Appellees, V. Nationwide Mutual Insurance Company, Nationwide Mutual Fireinsurance Company, Nationwide General Insurance Company,nationwide Property And Casualty Company, And Horace Manninsurance Company, Horace Mann Life Insurance Company, Andeducators Marketing Services Corporation, Appellants near Columbus, OH