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  1. Oct 31, 2023 · Lake Michigan Credit Union Overview. LMCU is a credit union that serves 560,000 members in Michigan and Florida. It’s Michigan’s largest purchase loan originator, with assets exceeding $21.1 billion, with a mortgage servicing portfolio of over $13.6 billion in 2022.

  2. Personal Loan. 9.99%. Prime Rate. 8.50%. *APR = Annual Percentage Rate. Rates as of 05/26/24. Rate subject to change and includes a $15 loan servicing fee. Best rate available to well-qualified borrowers with a credit score of 780 and above. Your rate may be higher depending on your credit history, loan purpose, amount, term, and vehicle year.

  3. Mar 3, 2021 · Here is our review of Lake Michigan Credit Union nationally: On average, Lake Michigan Credit Union’s interest rates were lower than those of other lenders (-0.12%). On the other hand, its loan related closing costs were similar to those of other lenders, with a difference of +$30. Overall, combining interest rates and closing costs we ...

  4. Pay less when you borrow. When it makes sense to borrow, do it through LMCU. Personal loans are perfect for financing home repairs, car fix-ups, vacations, weddings, educations, bill consolidations and more. We are available 24 hours a day to take applicationsover the phone. Call us at (844) 301-8899. Apply Now.

  5. If you are more comfortable working with us over the phone, contact a loan advisor at (844) 754-6280. In Person. Find a Lake Michigan Credit Union branch or loan officer (LO) near you. Find a Branch Find a Loan Officer. Send Secure Documents. Securely send your mortgage documents direct to your Loan Officer or Mortgage Processor.

  6. Lake Michigan Credit Union is proud to be a VA lender, offering VA home loans backed by expert service and competitive rates. With no down payment * or PMI ** requirements and lower interest rates compared to conventional loans, LMCU's VA mortgage loans make homeownership more accessible and affordable for active service members, veterans, and their families.

  7. Available in 3/1, 5/1, 7/1, and 10/1 year terms; Rates are traditonally lower than fixed rate products; Variable rate can adjust up or down at the end of the fixed term

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