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  2. The table below is updated daily with California refinance rates for the most common types of home loans. Compare week-over-week changes to refinance rates and APRs. The APR includes both the interest rate and the lender fees for a more realistic value comparison.

  3. As of Monday, May 27, 2024, current interest rates in California are 7.45% for a 30-year fixed mortgage and 6.88% for a 15-year fixed mortgage. The median home sale price in the state was up...

    • CalHFA Mortgage Loan Programs
    • MyHome Assistance
    • Dream For All

    The California Housing Finance Agency offers programs for borrowers who want conventional, FHA, VA or USDA loans with fixed interest rates. Borrowers who can afford to take on a slightly higher interest rate with that first mortgage may want to use the CalPlus FHA program or CalPlus conventional program to access a zero-interest second mortgagethat...

    MyHome programs can be used with FHA or conventional loans and offer funds that can be used toward a down payment or closing costs. The maximum amount you can access is 3.5% of the home’s purchase price or its appraised value (whichever is less). The money comes in the form of a second mortgage that doesn’t have to be paid off until the home is sol...

    Administered by the CHFA, Dream for All provides a shared-appreciation loan program available for first-time homebuyers who need help affording a down payment or closing costs. “Shared appreciation” means you won’t have to pay the loan back until you sell or transfer the home. At that point, you’ll not only owe back the full loan amount, but an add...

  4. NerdWallet’s comparison tool can help you find current refinance rates for your mortgage. In the filters above, click or tap "Refinance" and enter a few details about your home loan.

  5. Oct 10, 2023 · Here are the national home loan rate averages for the week ending July 14: the 30-year, fixed-rate mortgage was 5.51%; the 15-year, fixed-rate mortgage was 4.67%; and the 5/1 adjustable rate...

  6. Looking for current refinance rates in California, CA? Here’s how to use our refinance rate tool to find competitive interest rates.

  7. 4 days ago · Compare the average annual percentage rates (APR) on 30- and 15-year fixed refinances, as well as 5/1 ARM refinances and see how much can you save.

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