Search results
Mar 20, 2024 · The average cost of homeowners insurance in Louisiana is $2,240 per year. In comparison, the national average is $1,915 per year. However, you’ve still got options when it comes to finding...
People also ask
Who has the best home insurance in Louisiana?
What is the cheapest homeowners insurance in Louisiana?
How do I find affordable homeowners insurance in Louisiana?
How are moneygeek scores for homeowners insurance in Louisiana calculated?
May 22, 2024 · Average Cost of Home Insurance in Louisiana by Coverage Amount. In Louisiana, the average annual premium for homeowners insurance with $250K in dwelling coverage, $125K in personal property coverage and $200K liability coverage is $4,031. This rate is more than the national average of $2,423.
May 15, 2024 · Homeowners insurance rates in Louisiana vary depending on the insurance company you choose. United sells the cheapest homeowners policies in Louisiana, at just $780 per year. This compares favorably to Louisiana's average price of $1,584, offering an $804 discount on average policy costs statewide.
May 7, 2024 · Estimate your homeowners insurance rates and coverage needs with our free home insurance calculator. Answer a few questions and get started today.
May 31, 2024 · Allstate offers the cheapest homeowners insurance in Louisiana, with an average annual premium of just over $1,260. Insurers have raised rates in Louisiana, and others have left the state, due to...
- A standard homeowners insurance policy in Louisiana covers your home and personal property as well as liability and guest medical expenses. So if s...
- No. Louisiana state law doesn’t require homeowners to have insurance. However, if you have a mortgage, your lender will likely require that you hav...
- It depends. In general, you probably won’t have to purchase any specialized insurance. But, depending on where your home is located and who your le...
- While homeowners insurance may cover some types of water damage, like those caused by a burst pipe or backed-up plumbing system, it won’t cover dam...
- As with flooding, standard homeowners policies don’t cover damages caused by earthquakes. So if that’s a concern, you might want to look into earth...
- Homeowners in Louisiana are not legally required to buy home insurance, which means that wind insurance is not technically required. However, while...
Jul 1, 2024 · Homeowners Insurance. Call (855) 596-3655 to speak with a licensed insurance agent and get quotes for car, home, or renters insurance. Allstate has the best home insurance in Louisiana, offering a low rate of $1,369 per year. That’s 52% cheaper than the state average of $2,835 per year.
Dec 28, 2023 · The best homeowners insurance in Louisiana is State Farm, which has affordable rates, superior customer service and successful claims handling. The best for you will ultimately depend on your unique circumstances.
