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  1. Mar 28, 2024 · Fidelity Life’s RAPIDecision Senior Whole Life insurance policy is available for those aged 50-85 and has guaranteed level premiums while building cash value.

  2. Apr 16, 2024 · Best life insurance for people over 80: Mutual of Omaha. A final expense insurance policy from Mutual of Omaha is the best choice for seniors age 80 to 85 (age 85 is when most insurers stop offering coverage), as well as the best no-medical-exam life insurance option for this age group.

    • Final Verdict
    • More Ratings of Top Life Insurance Companies
    • Methodology

    Every company in this list has excellent options for life insurance coverage for people 50 and older. Which company works best for you will depend on your needs and your age. Unfortunately, some policy types, like term, become unavailable the older you get. In general, you’ll struggle to find 30-year term coverage if you’re 55 or older. This is one...

    In order to compile our list of the best life insurance companies for 50-year-olds and over, we developed a comprehensive life insurance methodology. We started off by researching what consumers want from life insurance companies, and for that, we looked to third-party consumer studies, including J.D. Power’s 2021 U.S. Life Insurance New Business S...

  3. Best guaranteed acceptance: AIG. AIG’s guaranteed acceptance life insurance offers coverage for seniors between the ages of 50 and 85, with death benefits ranging from $5,000 to $25,000. Their waiting period is only two years.

  4. Mar 24, 2024 · To choose the best life insurance companies for seniors, we evaluated companies based on their highest maximum issue ages for term and cash-value life insurance (30%), financial stability...

  5. Apr 25, 2024 · U.S. News offers advice on the best life insurance for persons older than 50, including term and whole life policies.

  6. May 2, 2024 · Very low. What you should know. Protective sells whole life and universal life insurance, as well as term life insurance with terms from 10 to 40 years.

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