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  1. Apr 25, 2023 · MetLife: Best pet insurance for dogs. Nationwide: Best for exotic pets. Pets Best: Best for flexible plans. Spot: Best for straightforward waiting periods. Why you can trust NerdWallet.

    • Plan Type
    • Coverage Level
    • Waiting Periods
    • Pet Insurance Discounts
    • Other Pet Insurance Comparison Factors

    The first thing we recommend looking at is the plan type. We recommend a comprehensive pet insurance plan that covers accidents and illnesses. Pet insurance can generally be broken down into these plan types. Related: What Does Pet Insurance Cover?

    Pet insurance policies will typically offer a range of annual maximums, deductibles and reimbursement levels to choose from. We would prioritize choosing coverage levels you’re comfortable with rather than focusing on price alone. In the event of an expensive claim, you’ll be glad you bought sufficient coverage.

    A waiting period is the time between the policy purchase date and when the coverage begins. If you have a dog, we recommend taking a hard look at any special waiting periods, such as those for cruciate ligament issues. Many policies have a six-month waiting period for this but some insurers will waive this waiting period if you have an orthopedic e...

    Pet insurance discounts are a good way to save. Here are discounts we found in our analysis, but they will vary by company: 1. Multipet discount. Many insurers offer a discount if you insure more than one pet. 2. Spay/neuter discount. Some insurers offer discounts to pet owners who have their pet spayed or neutered. 3. Annual pay discount.You can o...

    Here are two more factors we would look at when buying a pet insurance plan: 1. Exam fees.When you take your pet to the veterinarian for an accident or illness, you pay an exam fee, costing $100 or more depending on your veterinarian and visit type. Make sure the policy covers these exam fees because not all do. 2. Benefits.Look for extra benefits ...

    • Jason Metz
    • Lead Editor, Insurance
  2. Apr 30, 2024 · Figo - Best for Reimbursement Options. Pets Best - Best for Treatment of Mobility Issues. Lemonade - Best for Fast Claims Processing. Nationwide - Best for Exotic Pets. Check out the best pet insurance companies. Spot, AKC, Nationwide, Pumpkin, Figo, Embrace, Pets Best, Lemonade and MetLife.

  3. 2 days ago · Spot Pet Insurance offers accident and illness and accident-only coverage for cats and dogs. It has a variety of choices of reimbursement rates, annual limits (including an unlimited...

  4. Aug 25, 2021 · For this guide, I researched more than 20 pet insurance companies and compared their coverage, benefits, and premiums.

  5. 6 days ago · Pets Best is the best pet insurance company of 2024, based on our in-depth analysis of accident and illness plans. Pets Best pet insurance gets top marks for its relatively low prices...

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