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Apr 25, 2023 · MetLife, Embrace and Pets Best top our list of the best pet insurance companies. See which one is right for you.
- Plan Type
- Coverage Level
- Waiting Periods
- Pet Insurance Discounts
- Other Pet Insurance Comparison Factors
The first thing we recommend looking at is the plan type. We recommend a comprehensive pet insurance plan that covers accidents and illnesses. Pet insurance can generally be broken down into these plan types. Related: What Does Pet Insurance Cover?
Pet insurance policies will typically offer a range of annual maximums, deductibles and reimbursement levels to choose from. We would prioritize choosing coverage levels you’re comfortable with rather than focusing on price alone. In the event of an expensive claim, you’ll be glad you bought sufficient coverage.
A waiting period is the time between the policy purchase date and when the coverage begins. If you have a dog, we recommend taking a hard look at any special waiting periods, such as those for cruciate ligament issues. Many policies have a six-month waiting period for this but some insurers will waive this waiting period if you have an orthopedic e...
Pet insurance discounts are a good way to save. Here are discounts we found in our analysis, but they will vary by company: 1. Multipet discount. Many insurers offer a discount if you insure more than one pet. 2. Spay/neuter discount. Some insurers offer discounts to pet owners who have their pet spayed or neutered. 3. Annual pay discount.You can o...
Here are two more factors we would look at when buying a pet insurance plan: 1. Exam fees.When you take your pet to the veterinarian for an accident or illness, you pay an exam fee, costing $100 or more depending on your veterinarian and visit type. Make sure the policy covers these exam fees because not all do. 2. Benefits.Look for extra benefits ...
- Jason Metz
- Lead Editor, Insurance
Not sure which one is right for you? The pet insurance reviews below explain the pros and cons of each company to help you determine which is the best fit.
Aug 25, 2021 · For this guide, I researched more than 20 pet insurance companies and compared their coverage, benefits, and premiums.
May 10, 2024 · Reviewed by Cynthia Burleson. |. Updated: May 10, 2024. |. Our Top Rated Pet Insurance Companies. Best Pet Insurance of 2024. Pets Best » 4.1. U.S. News Rating. Sample Premium for Dogs:...
3 days ago · Best for preventative care. Spot Pet Insurance. Learn More. Cost. The best way to estimate your costs is to request a quote. Policy highlights. Spot Pet Insurance offers accident and...
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Apr 30, 2024 · Expert reviewer: Paul Reynolds. Published: Apr 30, 2024 17 min read. Best Pet Insurance Main Takeaways. Spot features unlimited coverage without age caps. Figo offers 100% reimbursement and unlimited payouts. AKC is the best option for pre-existing conditions. Pumpkin offers an excellent preventive pet care package. Ad. Our Partner.
