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Jul 19, 2024 · Read on for information on programs that essentially amount to free money from the government for things like paying for college, child care, rent and more. Plus, get tips on how to avoid scams.
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- Get help with utility bills and groceries. Need help covering the costs of energy, phone service and groceries? These programs may be able to help: The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling costs.
- Find money for child care. Child care is a major expense for many families. Annual costs for infant care range from just shy of $5,000 in Mississippi to more than $22,600 in Washington, D.C., according to the Economic Policy Institute, a nonprofit organization focused on low- and middle-income workers.
- Recover unclaimed money. Unclaimed money isn’t so much free as it is money owed to you. About 1 in 10 Americans have unclaimed money, according to the National Association of Unclaimed Property Administrators.
- Get down payment assistance for a home. You want to buy a home but can’t afford a down payment. Enter state-based down payment assistance. These grants and loans help you cover the upfront costs of purchasing a home.
- Government Assistance For Housing
- Education Assistance, Grants, and Loans
- Food Assistance Programs
- Government Assistance Programs For Utilities
- Free Government Money For Healthcare Needs
- Government Assistance For Childcare
- Free Money from Taxes and Unclaimed Funds
- Miscellaneous Government Assistance Programs
Finding affordable housing is often difficult, especially if you live in a high cost of living area. These government-run housing programs can help keep you in your home.
If you have student loan debt, or are looking for grants or loans to afford college, there are a number of options for you.
If your family is struggling with access to food, and you don’t have nearby food banks or food pantries, these programs and services can help.
One of the largest household expenses after food and housing is utilities. Keeping the lights on and heating and cooling your home can take up a huge portion of your monthly income. These programs can help offset those costs and help you save on energy bills.
Whether it’s just you or you have a spouse and dependent children, you need medical care. If you can’t afford your employer’s health insurance options, or you make below a certain income level, there are still ways to have your medical needs taken care of.
Finding quality and reliable childcare is crucial to working parents. However, in many areas, the cost of daycare is unaffordable, and parents must choose between unreliable care or not working. Fortunately, there are government assistance programs that can help.
Free government money doesn’t always come in the form of need-based programs. Some are available to anyone, regardless of income.
Whether you need assistance with your phone service, starting a business, or have suffered a job loss, there are programs that can help.
Mar 7, 2012 · U.S. Homeless by Choice: How to Live for Free in America. More than a decade ago, Daniel Suelo closed his bank account and moved into a desert cave. Here's how he eats, sleeps, and evades the...
- Mark Sundeen
- Doug Whiteman
- Unclaimed tax refunds and other forgotten funds. Love getting a tax refund? It seems many people aren't that enthusiastic about getting money back from the IRS, because $1 billion or more in tax refunds go unclaimed every year.
- Missing stimulus checks. Filing your taxes is especially important this year because it’s an essential step if you want to claim a lost stimulus check.
- Unclaimed pension benefits. Remember pensions? They've largely been replaced by 401(k) plans, so today few workers get pensions, which promise guaranteed income in retirement.
- Down payment assistance. The great American dream of home ownership comes with a great big upfront cost: the down payment. Particularly for a first-time homebuyer, scraping together up to 20% of the cost of the house can be a heck of a challenge.
Mar 23, 2022 · In our high-tech, high-power 21st century, the government seems to be invading every corner of our lives. But there’s still hope to build your own future without becoming a state-run robot. Here’s how to get as far away as possible from the stinking bureaucratic beast.
Find government programs that may help pay for food, housing, medical, and other basic living expenses. Learn about Social Security and government checks.
