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Hire pur·chase

/ˈhī(ə)r ˌpərCHəs/

noun
- 1. a system by which one pays for a thing in regular installments while having the use of it. British
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Hire purchase
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Installment payment method
A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent to own. Wikipedia
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