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- New cardholders receive a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers made within 120 days (then 18.24%, 24.74%, or 29.99% variable APR). Balance transfers must occur within 120 days of account opening to qualify for the intro 0% APR rate, and will come with a fee of 5%, min: $5.
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May 15, 2024 · The best balance transfer credit cards available from our partners have introductory 0 percent APR offers lasting 15 to 21 months, allowing you to avoid paying interest on a transfer until...
- Discover Image
The Discover it® Balance Transfer is one of the best balance...
- Citi Simplicity Card
The card has a 0 percent intro APR for 21 months from...
- Citi Diamond Preferred Card
The Citi Diamond Preferred meets this need, offering a 0...
- Read Full Card Review
0% intro APR on purchases for 15 billing cycles on purchases...
- Capital One SavorOne Cash Rewards Credit Card
0 percent intro APR on balance transfers for 15 months...
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- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Doing A Partial Balance Transfer
- What Is A High Credit Limit Balance Transfer?
- How Can You Get Approved For A High Credit Limit Balance Transfer?
You aren’t required to transfer a full debt balance from one card to another; Cardholders can elect to do a partial balance transferif that makes more sense in their circumstances. To do a partial balance transfer: 1. Check your credit limit on the card you wish to transfer to.This will educate you on the maximum balance you may be able to transfer...
Some balance transfer cards may have minimum credit limits of $500 or less, but others will have higher minimums. If you’re approved for a Visa Signaturecard, for example, you’re guaranteed to receive a credit line of at least $5,000. Card issuers also vary regarding their maximum balance transfer amounts. Chase caps balance transfers at $15,000, a...
Higher balance transfer limits are riskier for banks, so it’s likely that you’ll need a good to excellent credit score to get approved for a card’s highest balance transfer limit. Keep in mind that you won’t know for sure exactly what credit limit you’ll be approved for until after you apply, however, some banks do publish their minimum credit limi...
4 days ago · Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
- Transfers can't be made between cards from the same bank. For example, if you have a Chase credit card, you can't transfer the debt to another Chase card.
- You may incur a fee. Most, but not all, of these cards charge a balance transfer fee. It's usually 3% to 5% of the amount you transfer. For example, transferring $5,000 with a 3% fee will cost you $150.
- Transfers need to be completed within a certain number of days from account opening. If you wait too long to make a transfer, you may miss out on the 0% APR period.
- There are limits on how much debt you can transfer. Card issuers typically limit the amount you can transfer to a percentage of your total credit limit or a specific dollar amount.
Here are the best 0% intro APR balance transfer credit cards to help you avoid interest. Find cards that offer 0% APR for 21 months.
Apr 30, 2024 · 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
