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Aug 24, 2022 · Contact at Place of Employment Debt collectors may ask your employer for your address or telephone number. If your employer does not allow you to receive personal calls at work you should let the debt collector know that.
Jul 17, 2023 · Debt collection agencies can contact family members or your place of work, but they have to be careful about what they ask about. Debt collectors may contact third parties like a cosigner to get your home address, phone number, or place of employment.
- Attorney
- What Should You Do If You Get A Collection All at Work?
- What Happens If The Debt Collector Keeps Calling You at Work?
- What About Original Creditors?
There are three things you should do if you receive a collection call at work: 1. Ask them to stop calling you at work. 2. Jot down the date and time you asked the debt collector not to call you. 3. Follow up with a written notification. 1. Picture this scenario: You receive a phone call about a “business matter” transferred to you from the recepti...
If a debt collector insists on contacting you at work even after you have asked them not to or told them you cannot receive calls at work for a particular time frame, on certain days, or at all, they can end up owing you money. You can sue the debt collector for $1,000 in statutory damages, attorney fees, and court costs. In Chiverton vs. Federal F...
A third-party debt collector (from a debt collection agency or a debt buyer) is not the same as an original creditor. A creditor is not bound by the rules of the FDCPA. If your car payment is a few days late, that creditor may call you at work. Hulse vs. Ocwen Federal Bankpinpointed the difference between a creditor and a debt collector under the F...
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Apr 29, 2016 · Under the Fair Debt Collection Practices Act (“FDCPA”), a debt collector may not directly contact your employer, except to inquire about location information about you, and only in strictly limited circumstances. If a debt collector can honestly say that they have no current telephone number or address for you, that the only information ...
Aug 30, 2023 · When debt collectors can call you: They can’t call you before 8 a.m. or after 9 p.m. unless you agree to it. Where they can call you: They can’t call you at your place of employment if you indicate you can’t receive phone calls at work. The number of times they can call you: They can’t repeatedly call you over a short time.
- Bankruptcy Attorney
Making Too Frequent Phone Calls. Under the FDCPA, a debt collector may not call you more than seven times within seven consecutive days or within a period of seven consecutive days after having had a telephone conversation with you in connection with the collection of such debt.
Aug 2, 2023 · Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt. Report the call.
