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  1. Mar 2, 2020 · --Chris Black Insurance, a Lutz, Florida- based independent insurance firm, is pleased to announce that the firm will become a founding member of Guided Insurance Solutions as of March 2,...

  2. Chris Black Insurance is an independent insurance agency serving the state of FL with offices in Wesley Chapel, FL. Our experienced agents specialize in homeowner's, auto, life, and commercial ins. …

    • (813) 782-1777
    • 82.424290
    • 28.184486
    • 1868 Highland Oakes Blvd Ste A Lutz, FL 33559
  3. Jan 14, 2024 · Is Chris Black Insurance a good company to work for? Chris Black Insurance has an overall rating of 4.1 out of 5, based on over 45 reviews left anonymously by employees. 71% of employees would recommend working at Chris Black Insurance to a friend and 67% have a positive outlook for the business.

  4. Chris Black Insurance. Is this Your Business? Business Profile Chris Black Insurance. Insurance Agency. Contact Information. 1868 Highland Oaks Blvd Ste A. Lutz, FL 33559-7413. Get...

    • 1868 Highland Oaks Blvd Ste A, Lutz, 33559-7413, FL
    • (813) 782-1777
    • What Exactly Is Excess Flood Insurance?
    • Is Excess Flood Insurance Required?
    • Is Excess Flood Insurance expensive?
    • Excess Flood Insurance Exclusions
    • Tips For Buying Excess Flood Insurance

    The federal government’s National Flood Insurance Program(NFIP) provides a layer of protection from water disasters. So if you bought standard flood insurance through the NFIP, you’re off to a good start—keyword being “start.” That’s because NFIP policies offer limited financial protection, which may not be enough to protect you from financial dama...

    Even if you don’t want to get excess flood insurance and wish to chance it, your mortgage company might require it. Many companies will make you purchase excess flood insurance if your home is worth more than $250,000. It will kick in once you reach the limit with the primary flood insurance, which ensure that you’re completely covered. Excess floo...

    The rates vary. The insurance company determines how much you’ll pay based on the following factors. 1. How much coverage you want/need to buy. 2. The location of your home and if it’s in a flood zone (check here). 3. How far your home is from a body of water, such as the ocean or a lake. 4. The age of your home. 5. The elevation of your house. 6. ...

    Excess flood insurance will only apply if your home becomes involved in an actual flood. If your home floods, but no other homes in your area do, that isn’t categorized a flood. To qualify as a flood, the flooding must affect at least two homes and/or two acres. Basements are also tricky because of their low-lying location. Damage to basements and ...

    Even with its limitations, excess flood insurance is a smart purchase. Says Black, “We recommend that all homeowners carry flood insurance and that some carry excess as well. The fact is that 25% of all floods happen in low-risk areas. And considering that 90% of all natural disasters include excess water, flooding can occur anywhere.” To decide ho...

  5. Dec 7, 2018 · Chris Black Insurance, a Lutz, Fla.-based independent insurance firm, has partnered with Insurance Seguros of America Ricketts, located in Wesley Chapel, Fla. The transaction was finalized on...

  6. +1-813-752-5225. Chris Black has been in the insurance industry since 1991. He has been the owner of Black's Insurance and Financial Services since 2008. Chris was born and raised in Plant City, Florida.

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