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  1. In Texas, the Dental plan is known as Cigna Dental Choice, and this plan uses the national Cigna DPPO Advantage network. Learn about the Cigna Dental 1500 insurance plan. Choose this plan for benefits like no waiting period and orthodontics and braces coverage.

    • What Is A Waiting period?
    • You Can’T Afford to Wait
    • Find Out What Treatments Have A Waiting Period
    • Enroll in A Dental Insurance Plan with No Waiting Periods

    Insurance plan waiting periods refers to how much time must pass from when you sign up under the plan to when you actually start using the benefits. For restorative treatments like crowns and bridges, some insurance policies may have waiting periods up to six months or even an entire year! After that time has passed, you’re able to take advantage o...

    Putting your crown off for six months or longer is a recipe for disaster. A tooth that could have easily been salvaged by then might be one that’s split in two and needs to be extracted. At that point, you’re left with a missing tooth and need another treatment — such as a bridge or a dental implant — which will cost even more money. You’re probabl...

    Your insurance plan won’t have a waiting period on everything. Ask your dentist if there’s another treatment option available. One may have a waiting period, while another does not. Or, the waiting period might be shorter for a less-expensive treatment than one that is more complex. For example, if your dental insurance has a waiting period clause,...

    Not every dental insurance company requires their enrollees to endure waiting periods. Others may still have waiting periods that are shorter. The key is to talk to your carrier to see what other options are available. If your employer is the one managing the policies, let your HR department know if waiting periods are a problem. They can possibly ...

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  3. No waiting period; No deductible; No annual maximum; Pay out-of-pocket for dental work done; Keep in mind that a dental savings plan can be used to supplement your dental care costs, even if you have dental insurance. Talk to your dentist and/or insurance provider about how you can best use a Cigna dental savings plan in conjunction with insurance.

  4. Dental savings plans or discount dental plans allow you to get dental coverage with no waiting period. There are also other benefits included. How do they work? These plans are not dental insurance. They are membership programs with an annual fee. You can choose from different types of dental plans with different levels of coverage.

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