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   What if a person dies on social security?

   • We base your survivors benefit amount on the earnings of the person who died. The more they paid into Social Security, the higher your benefits would be. These are examples of the benefits that survivors may receive: Surviving spouse, full retirement age or older — 100% of the deceased worker's benefit amount.

   If You Are the Survivor | SSA

   www.ssa.gov/benefits/survivors/ifyou.html

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   Can a surviving spouse collect Social Security if a spouse dies?

   • It does not matter whether a surviving spouse worked long enough to qualify for Social Security on his or her own. He or she can still collect benefits on the deceased spouse’s work record. However, if you are eligible for your own retirement benefit, you won't get both payments; Social Security will pay the higher of the two benefit amounts.

   Social Security When A Spouse Dies - A Guide To Survivor Benefits - AA…

   www.aarp.org/retirement/social-security/questions-answers/social-security-spouse-dies.html

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   Can a widow collect Social Security if a retired worker dies?

   • Months before the first Social Security check was issued in 1940, lawmakers made changes to the planned benefits. Instead of the retired worker’s benefit ending when he died, his widow could collect a survivor benefit for her lifetime. Since then, the eligibility rules for survivors have improved.

   Survivor Benefits: Four Tips Widows Need to Know | SSA

   blog.ssa.gov/survivor-benefits-four-tips-widows-need-to-know/

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   Can a survivor receive Social Security benefits if a worker dies?

   • Just as you plan for your family's protection if you die, you should consider the Social Security benefits that may be available if you are the survivor. For benefits purposes, we consider a survivor to be the spouse, child, or parent of a worker who dies. That person must have worked long enough under Social Security to be eligible for benefits.

   If You Are the Survivor | SSA

   www.ssa.gov/benefits/survivors/ifyou.html

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2. www.aarp.org › social-security-spouse-diesSocial Security When A Spouse Dies - A Guide To Survivor Benefits

   www.aarp.org › social-security-spouse-dies

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   Jan 26, 2024 · When a Social Security beneficiary dies, his or her surviving spouse is eligible for survivor benefits. About 3.8 million widows and widowers, including some who were divorced from late beneficiaries, were receiving survivor benefits as of December 2023. If My Spouse Dies, Can I Collect Their Social Security Benefits?

   • Spousal Benefits

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   • Social Security Retirement Benefits and Survivor Benefits

     Survivor: For most widows and widowers, the earliest age of...

   • Social Security Survivor Benefits and Remarriage

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     Full retirement age, or FRA, is the age when you are...

   • Watch On-Demand

     Welcome to Social Security Retirement Benefits for Spouses...

3. www.ssa.gov › benefits › survivorsSurvivors Benefits | SSA - The United States Social Security ...

   www.ssa.gov › benefits › survivors

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   Your family members may receive survivors benefits if you die. If you are working and paying into Social Security, some of those taxes you pay are for survivors benefits. Your spouse, children, and parents could be eligible for benefits based on your earnings.

4. blog.ssa.gov › survivor-benefits-four-tips-widowsSurvivor Benefits: Four Tips Widows Need to Know | SSA

   blog.ssa.gov › survivor-benefits-four-tips-widows

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   May 27, 2022 · Last Updated: November 1, 2022. Months before the first Social Security check was issued in 1940, lawmakers made changes to the planned benefits. Instead of the retired worker’s benefit ending when he died, his widow could collect a survivor benefit for her lifetime.

5. Videos

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     If My Spouse Dies, Can I Collect Their Social Security Benefits?

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     Collecting Social Security When Your Spouse Dies: Survivor Benefits Explained

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     If My Spouse Dies, Can I Collect Their Social Security Benefits?

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6. Top Stories

   • MSN

     Can I collect both my dead spouse’s Social Security and my own at the same time? Here are 5 secrets of ‘survivors benefits’ you need to know

     As of June 2023, about 67 million Americans receive a social security benefit each month. Of those, 5.8 million are survivors of deceased workers, accounting for 11.5% of the payments. But don’t count on receiving a double payment if your spouse passes ...

     1 week ago

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     TheStreet.com on MSN.com

     Social Security Benefits After Your Spouse Dies: A Survivor's Claim Strategy

     4 days ago

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     Kiplinger on MSN.com

     Can Both Spouses Collect Social Security Benefits? What You Need to Know

     2 days ago

   • Newsday

     Ask the Expert: When to take a spouse's Social Security benefit, and the income tax statute of limitations

     As a surviving spouse, you have a choice not available to other Social Security beneficiaries. You can start collecting a reduced survivor benefit as early as age 60, and later switch to your own full benefit. Or you can take your own reduced benefit as early as age 62, and later switch to your full survivor benefit.

     1 day ago

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7. www.ssa.gov › benefits › survivorsReceiving Survivors Benefits Early | SSA

   www.ssa.gov › benefits › survivors

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   The earliest a widow or widower can start receiving Social Security survivors benefits based on age will remain at age 60. Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor.

8. www.ssa.gov › benefits › survivorsIf You Are the Survivor | SSA

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   • Do We Pay Death Benefits?
   • What Happens If The deceased Received Monthly Benefits?
   • Who Receives Benefits?
   • Are Other Family Members Eligible?

   A one-time lump-sum death payment of $255 can be paid to the surviving spouse if they were living with the deceased. If living apart and they were receiving certain Social Security benefits on the deceased’s record, they may be eligible for the lump-sum death payment. If there is no surviving spouse, the payment is made to a child who is eligible f...

   See full list on ssa.gov

   If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months. For example, if the person died in July, you must return the benefits paid in August. How you return the benefits depends on how the deceased received benefits: 1. For funds received by direct deposit, contact th...

   See full list on ssa.gov

   Certain family members may be eligible to receive monthly benefits, including a/an: 1. Surviving spouse age 60 or older (age 50 or older if they have a disability). 2. Surviving divorced spouse, under certain circumstances. 3. Surviving spouse at any age who is caring for the deceased’s child who is under age 16 or has a disability and receiving ch...

   See full list on ssa.gov

   Under certain circumstances, the following family members may be eligible: 1. A stepchild, grandchild, step grandchild, or adopted child. 2. Parents, age 62 or older, who were dependent on the deceased for at least half of their support.

   See full list on ssa.gov

9. www.aarp.org › retirement › social-security10 Facts About Social Security Benefits for Survivors - AARP

   www.aarp.org › retirement › social-security

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   Aug 19, 2022 · In most cases the widow or widower of a deceased worker can begin collecting a survivor benefit as early as age 60 (although the monthly payment increases if you wait — see number 4). There are circumstances, however, in which you can start sooner.

10. www.aarp.org › retirement › social-securityCan I Collect a Deceased Spouse's Social Security and My Own?

    www.aarp.org › retirement › social-security

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    Nov 21, 2023 · If you are already receiving a spousal benefit when your husband or wife dies, Social Security will in most cases convert it automatically to a survivor benefit once the death is reported. Otherwise, you will need to apply for survivor benefits by phone at 800-772-1213 or in person at your local Social Security office .