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  1. OANDAs Currency Converter allows you to check the latest foreign exchange average bid/ask rates and convert all major world currencies. OANDA Rates™ are foreign exchange rates compiled from leading market data contributors.

  2. Calculate live currency and foreign exchange rates with the free Xe Currency Converter. Convert between all major global currencies, precious metals, and crypto with this currency calculator and view the live mid-market rates.

  3. The Historical Currency Converter is a simple way to access up to 31 years of historical exchange rates for 200+ currencies, metals, and cryptocurrencies. OANDA Rates® cover 38,000 FX currency pairs, and are easily downloadable into an Excel ready, CSV formatted file. This tool is ideal for auditors, CPAs, tax professionals, and anyone who ...

    • Credit Card: Thumbs Up
    • Debit Card: Thumbs Up
    • Prepaid Card: Neutral
    • Airport Or Hotel Exchange Desk: Thumbs Down
    • Dynamic Currency Conversion: Thumbs Down
    • Traveler's Checks: Thumbs Down
    • Cash Advance: Thumbs Down

    Credit cards offer some of the lowest currency exchange rates. Card companies base their exchange rates on wholesale prices offered to bigger institutions, so you're bound to get a fair rate. Foreign transaction fees are a different story. "Most people have multiple credit cards, and each could have a different fee structure. You can save money on ...

    Using your debit card at ATMs is one recommended way to get cash when traveling abroad. "We consider the ATM to be the best choice in terms of convenience, exchange rates and fees," Meyers says. Fees vary by institution. Some charge a flat rate, others charge a percentage, and still others charge both, Meyers says. To save money, keep ATM trips to ...

    Prepaid cards for foreign use are becoming more widespread. For example, one major card company has started to offer prepaid cards free of the typical recurring fees. It also snubs foreign transaction fees, and it charges the same rate as its regular credit card when converting currency. Another company offers a prepaid chip and PIN card, which all...

    Airport exchange desks have some of the highest currency exchange rates, which means you pay more in dollars for conversion. Meyers of EuroCheapo.com recommends walking straight past the currency exchange counter upon arrival or in the airport baggage claim area. "These companies pay a lot of money to rent those spaces, and they make it up through ...

    Some credit card companies give U.S. consumers the option of paying in U.S. dollars or the local currency during a transaction abroad. It's called dynamic currency conversion. If you're not careful, dynamic currency conversion could cost you big time. "Primarily in Europe, dynamic currency conversion allows your credit card purchase to be charged i...

    Sales of traveler's checks are in decline as travelers adopt new technology and more convenient methods of payment, says Brusilovsky of Travelex Currency Services. According to the U.S. Federal Reserve, traveler's checks peaked in the 1990s but have declined in use ever since. At their peak, there were more than $9 billion in traveler's checks outs...

    Getting a cash advance on your credit card is an easy way to break the bank, whether you're abroad or in the U.S. Your card might offer a fair currency exchange rate, but the interest rate on cash advances can be high. Cash-advance interest rates are more than 20 percent on some cards, and the interest starts accruing as soon as you take out the ad...

  4. Sep 29, 2023 · Free app that uses OANDA Rates® to convert 190+ currencies and four precious metals. Choose the Interbank rate or add a percentage to calculate typical rates charged by credit card companies and banks.

  5. Historical currency converter. Access 25 years' data for over 38,000 FX pairs with charting capabilities and easy export to CSV. We also offer web-based charting and data downloads. See our converter.

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