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May 17, 2023 · The Bottom Line. Fannie Mae is a government-sponsored entity that buys mortgages that meet standard criteria. By investing in mortgages, Fannie Mae creates liquidity for lenders,...
Get answers to your policy and guide questions, straight from the source. Fannie Mae offers an innovative range of mortgage products, eligibility options, and solutions to help you meet your borrowers' needs and grow your business.
May 10, 2024 · The Federal National Mortgage Association (FNMA), or Fannie Mae, purchases and backs mortgage loans for borrowers. Learn more about how Fannie Mae works.
Since 1938, Fannie Mae has provided a reliable source of affordable mortgage financing across the country. We support renters, homebuyers, and homeowners by creating solutions that expand access to affordable housing opportunities. We do not originate loans or lend money directly to borrowers.
Discover comprehensive information about renting, selling, buying, refinancing, and avoiding foreclosure. We also provide valuable tools, such as mortgage calculators and our Fannie Mae Loan Lookup Tool.
May 2, 2023 · Our Single-Family business helps homebuyers purchase and refinance homes. We support mortgage lenders by acquiring the mortgage loans they originate. We package loans we acquire into mortgage-backed securities (MBS) that we guarantee, attracting investors to the U.S. secondary mortgage market.
Refinancing with a HomeReady mortgage addresses common financial challenges: 3% equity option. If you already have a Fannie Mae-owned loan, you can refinance with as little as 3% equity. If your mortgage isn’t owned by Fannie Mae, you can refinance with as little as 5% equity. Co-borrower flexibility.
