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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      With a VA home loan from U.S. Bank, you can buy a home or...

    • Check Routing Number

      There are two ways to find your routing number in the U.S....

    • Log In

      U.S. Bank Cash Solutions Portal gives you one convenient way...

  3. Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process. Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. Review our checking accounts and savings accounts to find the one that's right for you. Once you're ready, follow these steps to start your application. For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App .

  5. Nov 27, 2023 · 1. Choose the checking account. Fees, features and ways to access your money can vary by checking account. Whether you open an account with an online-only bank or with a brick-and-mortar bank...

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