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  1. We're here to chat Monday to Friday 8 a.m. to 8 p.m. CT. Here's how: Chat with us from online banking. Log into your account if you haven't done so already.

  2. Get answers to your questions using our checking and savings customer service information online. From opening a new account to signing up for account alerts, you’ll find it all here.

  3. When a customer needs human help, the Smart Assistant offers to connect them to a banker via live chat or phone – embedded within the experience to help resolve their issue. And that’s just to start.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. Open an account online. It’s fast and easy, typically taking only a few minutes. Plus, we use the strongest available encryption to keep your information safe. All our accounts can be opened jointly. Simply select the Joint option when applying. Learn what you’ll need to apply online.

  5. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and clients ages 24 and under and those 65 and over pay no monthly maintenance fee. Footnote 8.

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  7. Open an account in minutes with a $25 minimum opening deposit and enjoy benefits that include: Ability to earn interest 9. An automated savings option. The monthly maintenance fee is $0 for the first six months. After six months the $4 fee can be waived if the account holder: Keeps a $300 minimum daily balance 10.