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  1. All regular account opening procedures apply. $25 minimum deposit required to open a U.S. Bank consumer checking account. Members of the military (requires self-disclosure) and customers ages 24 and under and those 65 and over pay no monthly maintenance fee. Footnote 8.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      With a VA home loan from U.S. Bank, you can buy a home or...

    • Debit Cards

      Mobile device access fees – The U.S. Bank Mobile app is free...

    • Check Routing Number

      There are two ways to find your routing number in the U.S....

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
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  3. For personal accounts: Gather your U.S. Bank card or account number and PIN along with your Social Security number to complete a one-time enrollment process. If you don’t have a PIN or need a new one, please contact 24-Hour Banking at 800-USBANKS (872-2657). For business accounts: You’ll need an ATM or debit card. You can apply for these at ...

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  4. You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver’s license, passport or state or military ID. A minimum opening deposit of $25 to activate your account (once you’ve been ...

  5. Jul 24, 2023 · To open a joint bank account online, choose a joint account application rather than an individual application. Enter your name, birth date, Social Security number or Taxpayer Identification Number ...

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