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  1. Lake City Bank’s 18-month Freedom Plus CD offers 3.25% APY 1 and the flexibility to make unlimited deposits and up to one withdrawal per month. Our Rate-Riser CD offers 3.25% APY 1 for a 24-month term, and 3.50% APY 1 for a 48-month term.

  2. Lake City Bank Deposit Rates. Today's 12-month CD rates can be found at 4.75%, 6-month CD rates at 5.40% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.12%. Credit Card rates are at 13.75%.

  3. Work with just one bank – Lake City Bank. We’ll distribute your large deposit in smaller amounts among several CDARS banks, ensuring all of your deposit is FDIC insured. Earn the same rate on all the smaller CDs that make up your large deposit; no need to negotiate rates for each smaller CD.

  4. Jun 25, 2024 · The best rate on today’s jumbo CDs is 5.40% for a 6-month term. The average APY for this category of CD is currently 1.84%, compared to 1.68% last week. Most jumbo CDs require a minimum deposit ...

  5. 2 days ago · Key takeaways. Today's top CD rate across terms is 5.36% APY, offered on a one-year term. You'll find APYs of 5% or better on many CD terms. Competitive CDs are earning at least three times the ...

  6. Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.

  7. 5 days ago · The best CD rate across all terms from a bank is 5.55% APY, offered by Paramount Bank for an 11 -month term with a $1,000 minimum deposit. To find you the best bank CD rates nationwide,...

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