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Freeze Access to Your Credit File. Applying a security freeze prohibits LexisNexis Risk Solutions and SageStream from releasing your LexisNexis Consumer Disclosure Report, your SageStream Consumer Report, or your credit score without your express authorization.
You may request a security freeze using one of the following options: • Online: Submit your request online by completing our Security Freeze Request Form here: https://consumer.risk.lexisnexis.com/freeze. • Mail: Complete and submit a written request by U.S. Mail at:
Select the Request Your Consumer Disclosure Report checkbox below to request a copy of your information. Virginia residents will receive both their LexisNexis® Risk Solutions Consumer Disclosure Report pertaining to the Fair Credit Reporting Act and their Privacy Act Report pertaining to the Virginia Consumer Data Protection Act.
The company will provide one free report every 12 months if you request it. The company will freeze your consumer report if you request it. Requesting copies of your own consumer reports does not hurt your credit scores .
Jul 2, 2024 · A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud.
Sep 1, 2020 · Creditors typically won't offer you credit if they can't access your credit reporting file, so a security freeze, also called a credit freeze, prevents you or others from opening accounts in your name.
This form will assist you in opting yourself and family members living at your address out of LexisNexis data products. Please understand that by opting out, you may experience future difficulty using online systems for such things as instant identity and insurance verification.
