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1. www.nso.comNurses Service Organization - Nursing Malpractice Insurance ...

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   NSO offers comprehensive, low-cost plans for nurses, nurse practitioners, CRNAs, CNSs, and nursing students. Get a quote online, read case studies and articles, and access personal insurance options and discounts.

2. www.nso.com › malpractice-insurance › IndividualsNurses | Malpractice Insurance | NSO

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   Get affordable NSO nurse malpractice insurance made just for you. NSO malpractice insurance puts your interest first, with plans that are designed to help protect your career and financial future.

3. nurse.org › education › nursing-malpractice-insuranceWhat is Nursing Malpractice Insurance & Do Nurses Need It?

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   • Medical Malpractice Suits Are on The Rise
   • Nursing Malpractice Insurance Can Benefit A Variety of Nurses
   • Types of Claims Covered
   • How Much Will These Policies Cover?
   • Claims-Made Policies
   • Occurrence Policies
   • What Types of Nurses Need Nursing Malpractice Insurance?
   • Pros
   • Cons
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   There are between 15,000 and 19,000 medical malpractice suits filed each year, and according to the National Practitioner Data Bank, the last few years have seen more Adverse Action Reports (AAR) and Medical Malpractice Payment Reports (MMPR) involving Registered Nurses than for any other category of healthcare practitioner.

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   Nurses working for a hospital or other type of facility are generally offered a substantial level of legal protection by their employers’ malpractice policy, but many individual nurses purchase individual policies to provide an additional layer of financial security and peace of mind. Independent contractors and Advanced Practice Registered Nurses ...

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   The coverage provided by malpractice insurance policies differs from company to company, from type of practitioner or care setting, and by other variables, but most are crafted to cover claims involving: 1. Bodily injury 2. Property damage 3. Medical expenses 4. All types of personal injuries, including mental anguish Some policies will also offer ...

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   Most policies provide up to $1 million in liability per claim but limit the total payout per insurance policy period to $6 million. The majority of nursing malpractice insurance payouts go to paying for attorneys’ fees, but a significant amount also goes to court costs, actual payment for damages (both compensatory and punitive), and to paying for ...

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   A claims-made policy will cover claims for injuries only if the policy was in effect when both the treatment was administered and the claim was submitted. This type of policy is less expensive than an occurrence policy but leaves you vulnerable to claims submitted after your policy has expired. Nurses can purchase what is known as “tail coverage” t...

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   An occurrence policy covers any claim for treatment that occurred while the policy was in effect, regardless of whether the policy has since expired. Deciding whether you need nursing malpractice insurance is a personal decision. It requires a certain amount of due diligence as well as an assessment of your own peace of mind. For some people, it’s ...

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   1.) Employed Nurses Who Want Additional Protection Against Claims Not Covered by Their Employer

   Many nurses who are employees opt out of nursing malpractice insurance based on their assumption that their employer’s coverage will provide the protection that they need. This is often the case, and even in scenarios where a nurse has purchased an individual policy, the healthcare organization’s malpractice policy is considered the primary coverage. But, employer coverage does not generally cover: 1. Actions brought with the State Board of Nursing. 2. It also may not apply to information pri...

   2.) Nurses Who Are Not Employees or Are Acting Outside of Their Scope of Employment

   Nurses who are not employees – or who are acting outside of the scope of their employment - most definitely need professional liability insurance since they aren't covered under their employer's policy. This would include independent contractors as well as volunteers and students. It is also true for advanced practice nurses who operate their own clinics or practices.

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   Peace of mind

   Enhanced protection against potential claims not covered by the facility’s policy

   Legal representation should a plaintiff file a complaint against you with your State Board of Nursing.

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   Unnecessary expense -  In most cases, a malpractice claim filed against a nurse will be covered by the insurance carried by the nurse’s employer.

   As for Board of Nursing complaints, the majority of these fail to reach the stage of having formal charges filed, which is the point where the malpractice insurance coverage first kicks in. Any exp...

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   NSO company exclusively provides malpractice insurance for nursing professionals, offering coverage for all levels of experience from students through Advanced Practice Registered Nurses with their own practices. Getting a quote from them is fast and easy, and they also offer additional types of insurance including life, disability, and dental.

   See full list on nurse.org

   Learn what nursing malpractice insurance is, how much it costs, what it covers, and whether you need it. Find out the pros and cons of different types of policies and how to choose the best provider for your situation.

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4. People also ask

   What is NSO nurse malpractice insurance?

   • Get affordable NSO nurse malpractice insurance made just for you. NSO malpractice insurance puts your interest first, with plans that are designed to help protect your career and financial future. Learn more about why nurses are sued, the most common injuries resulting in lawsuits, the average payout by injury and more in this engaging infographic.

   Nurses | Malpractice Insurance | NSO

   www.nso.com/malpractice-insurance/Individuals/Nurses

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   What is nursing malpractice insurance?

   • Nursing malpractice insurance is a type of insurance that provides nurses with protection when a patient (or their personal representative) brings legal action against them. These claims generally allege negligence or omission of appropriate care that leads to some type of injury, loss, or death.

   What is Nursing Malpractice Insurance & Do Nurses Need It?

   nurse.org/education/nursing-malpractice-insurance/

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   Which company provides malpractice insurance for nursing professionals?

   • 1. NSO (Nursing Service Organization) NSO company exclusively provides malpractice insurance for nursing professionals, offering coverage for all levels of experience from students through Advanced Practice Registered Nurses with their own practices.

   What is Nursing Malpractice Insurance & Do Nurses Need It?

   nurse.org/education/nursing-malpractice-insurance/

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   How much does nurse malpractice insurance cost?

   • The cost of an individual nurse malpractice insurance policy averages just $100 per year. Nurses are increasingly being named as defendants in medical malpractice lawsuits, and having your own policy offers greater peace of mind, as well as coverage in case of a complaint to your State’s Board of Nursing.

   What is Nursing Malpractice Insurance & Do Nurses Need It?

   nurse.org/education/nursing-malpractice-insurance/

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5. landing.nso.com › malpractice-insuranceNursing Malpractice Insurance, Liability Insurance Nurses | NSO

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   GET A QUOTE. If you're looking for nursing malpractice insurance, NSO insurance can give you a fast and easy quote. Find out more about nursing liability insurance.

6. www.berxi.com › insurance › registered-nurseRegistered Nurse (RN) Malpractice Insurance | Berxi

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   Protect your nursing career and your RN license with Berxi. Discover our flexible, affordable, and comprehensive RN malpractice insurance plans.

7. Videos

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8. www.berxi.com › insurance › all-nursesNursing Malpractice Insurance | Nurse Liability Insurance | Berxi

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   Berxi offers affordable and flexible nursing liability insurance for nurses, LPNs, LVNs, and students. Learn about the features, benefits, and costs of Berxi's policies and how to get a quote online.