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Penny-pinching hermit Joe Bell is saving for the day when his real life will begin. One day, he's given a locked chest full of treasure by a cryptic old man. Joe must go on a series of adventures in 15 different genres to track down the key. He meets a fearless, quirky archeologist who wears the key on a necklace, unaware of its value to Joe. He falls for her and begins pursuing her for both love and money.