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  1. Upgrade Card offers credit lines from $500 to $25,000 with no annual fee and 1.5% cash back rewards on all purchases. You can also choose a fixed rate and term to pay off your balance faster and save on interest.

    • Upgrade Triple Cash Rewards

      Upgrade Card can help you make good credit decisions by...

    • Life Rewards

      What is Upgrade Card? Upgrade Card can help you make good...

    • Get Started

      The Upgrade Card is unique in that it allows you to obtain a...

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      Personal Credit Lines are issued by Cross River Bank, Member...

  2. www.upgrade.com › upgrade-card › upgrade-cardUpgrade Card

    Upgrade Card offers credit lines from $500 to $25,000 with no annual fee and a fixed rate and term. You can use it like a credit card or a personal loan, and earn up to 10% cash back with Upgrade Shopping.

  3. Feb 12, 2024 · Upgrade cards let you pay for purchases with a fixed interest rate and a monthly payment, or borrow against your credit limit with a personal loan-like repayment. Learn about the different types of Upgrade cards, their rewards, rates and fees.

  4. The Upgrade Card lets you charge like a credit card or borrow like a personal loan with a fixed interest rate and monthly payments. It has no annual fee, earns 1.5% cash back and reports to credit bureaus, but has limited availability and no bonus offer.

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