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What is the Affordable Care Act?
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To achieve this goal, the Affordable Care Act provides a premium tax credit to help subsidize coverage, gives consumers tools to make informed choices about their health care coverage, and puts in place strong consumer protections.
Apr 25, 2013 · This document summarizes the comprehensive 2010 health reform law, often called the Affordable Care Act or ACA, including changes made to it by subsequent legislation, with a focus on provisions...
- What Is The Affordable Care Act?
- How Does Obamacare Work?
- What Does Obamacare Cover?
- Pros and Cons of Obamacare
- How Can I Get Obamacare?
- How Does The Affordable Care Act Make Health Insurance Cheaper?
- What Are The Types of ACA Health Insurance Plans?
- When Is Open Enrollment For ACA Plans?
The Affordable Care Act is known by a few names: 1. ACA 2. The more formal Patient Protection and Affordable Care Act 3. Obamacare 4. The amended Health Care and Education Reconciliation Act Enacted in 2010 and created under the Obama administration, the health insurance legislation goes well beyond a health insurance marketplace (at HealthCare.gov...
The ACA helps people get health insurance who may not otherwise get coverage because of lack of workplace health insurance, their finances or preexisting conditions. People who have household incomes between 100% and 400% of the federal poverty level can receive premium tax credits to lower health care costs and make critical procedures and medicat...
ACA plans must cover these 10 essential health benefits, at a minimum: 1. Ambulatory patient/outpatient services 2. Emergency services 3. Hospitalization 4. Laboratory services 5. Maternity and newborn care 6. Mental health and substance use disorder services, including behavioral health treatment 7. Pediatric services, including oral and vision ca...
The ACA expanded health insurance to millions of Americans and implemented vital coverage protections, but Obamacare does have drawbacks, namely it’s costs if you don’t qualify for tax credits and subsidies.
There are several ways to get Obamacare. 1. Apply online. Create an account on HealthCare.gov and use the tools to find the best affordable health insurance planfor your family. 2. Apply by phone.Call the Marketplace Call Center at 1-800-318-2596 for guidance and to enroll by phone. 3. Apply by mail.When you mail a paper application, you can receiv...
The use of premium tax credits (PTCs) helps families pay for health insurance purchased via the health insurance marketplace. Only certain individuals qualify for the premium tax credit and must complete Form 8962 with their tax returns. Requirements to qualify for premium tax credits can include: 1. Low household income or receive unemployment 2. ...
There are four different “metal levels” of health insurance plans under the Affordable Care Act: 1. Bronze 2. Silver 3. Gold 4. Platinum Each metal tier has different costs. Your exact costs vary by insurance company, where you live and other personal factors, such as your age. Bronze and Silver plans have the cheapest premiums but higher out-of-po...
Open enrollmentbegins every year on November 1 and ends on January 15 in most states for ACA marketplace plans. Some states with their own state exchanges, such as California and New York, may have longer open enrollment periods. During open enrollment, you can choose or change an ACA plan. Health plan offerings and costs often change each year, so...
Mar 12, 2021 · President Biden signed the American Rescue Plan Act of 2021 (ARP) into law on March 11, 2021. ARP makes major improvements in access to and affordability of health coverage through the Marketplace by increasing eligibility for financial assistance to help pay for Marketplace coverage.
May 28, 2024 · Cynthia Cox. What Is the Affordable Care Act? On March 23, 2010, President Obama signed the Affordable Care Act (ACA) into law, marking a significant overhaul of the U.S. health care...
To be eligible to enroll in health coverage through the Marketplace, you must: Live in the United States (U.S). Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses. Not be incarcerated.
Apr 20, 2023 · The “Affordable Care Act” (ACA) is the name for the comprehensive health care reform law (passed in 2010) and its amendments. The law addresses health insurance coverage, health care costs, and preventive care.
