Search results
Discover more placesNear Virginia
Refine results for Business Billing & Collection
We are a full-service debt collection and creditors’ rights law firm. With over forty years of hard-earned experience in Virginia, the team at Gilliam & Mikula has developed an extremely effective collection strategy that maximizes the return on your outsourced debt.
Virginia. Collections Agencies. Category: Collections Agencies. Showing: 15 results for Collections Agencies. near USA. Filter by. Get Connected. Categories. BBB Rating....
As a collection agency, we represent our clients in the government, utility, health care, and credit union sectors to collect funds from past-due accounts. We are calling you in an attempt to reach you regarding your overdue account.
- What Is Virginia's Fair Debt Collection Law?
- What Are The Prohibited Debt Collection Practices Under Virginia Law?
- Who Is Regulated by Virginia's Debt Collection Law?
- Who Is Regulated by The FDCPA?
- What Are The Penalties For Violating Virginia's Fair Debt Collection Law?
- Filing A Lawsuit For Federal FDCPA Violations
- How Can You Get Help with Virginia's Fair Debt Collection Law?
- What Are Your Rights If You're Being Sued by A Debt Collector?
- Read More Articles
- Talk to A Lawyer
Again, Virginia doesn't have a set of fair debt collection laws. But Virginia makes it a crime for debt collectors to send documents simulating legal process. You can find the full text of the Virginia criminal statute pertaining to debt collections at Va. Code § 18.2-213.
Virginia's criminal statute prohibits anyone trying to collect a debt from imitating legal process to obtain payment.
Under the Virginia Code, any person who knowingly delivers, mails, sends, or otherwise uses or causes to be used any paper or writing to collect money can't simulate or intend to simulate any warrant, process, writ, notice of execution lien or notice of motion for judgment. (Va. Code § 18.2-213).
Under the FDCPA, the term "debt collector" includes someone who regularly collects debts for others or whose main business is collecting debts. So, the FDCPA applies to debt collectors and sometimes debt buyers, but usually not to creditors collecting debts they originated. The law does apply to a creditor that collects its own debts under a differ...
Any person who violates Virginia's fair debt collection law is guilty of a Class 4 misdemeanor and can be fined. (Va. Code Ann. § 18.2-213).
If a debt collector uses abusive or deceptive collection behavior, you might also be able to file a lawsuit under the federal FDCPA. However, be aware that FDCPA violations don't eliminate the debt, nor do they restrict the creditor's options for taking legal action. Talk to a debt relief lawyer if you need help initiating a lawsuit.
You can also file a complaint with the Consumer Financial Protection Bureau(CFPB) if you have an issue with a debt collector in Virginia. After you submit a complaint, the CFPB will work to get you a response, typically within 15 days.
If a debt collector sues you, you have the right to respond in court. You also have the right to hire an attorneyto represent you in the case. Even though you're being sued, you can still try to settle the debt. If the collector violated federal or state laws when trying to collect from you, you could have leverage in debt settlement negotiations.
Learn what to do if a bill collector uses abusive tactics. Read about what you should and shouldn't dowhen a debt collector calls. Get tips on how to tell the difference between a debt collector and a scammer.
If you need help dealing with an aggressive debt collector, figuring out what option is best for handling your debts, negotiating a settlement, or responding to a lawsuit for nonpayment of a debt, consider consulting with a debt relief lawyer. If you have a lot of debts, you might want to consider filing for bankruptcy. In that situation, you'll wa...
Kinum, Inc., a debt collection agency in Indianapolis & Virginia Beach can recover funds owed to your company. Contact us today to learn more!
CCC is our highest performing collection agency. For the past two years, they have consistently recovered more cash for our organization than any of the three competing vendors. They have also achieved the highest marks in our monthly KPIs. We get zero complaints from consumers about CCC. It’s a great company with great staff. T.C.
People also ask
Who is a collection agency?
Does Virginia have a fair debt collection law?
How do I file a complaint with a debt collector in Virginia?
Is CCC a good collection agency?
