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  1. Refinance Student Loans: Simple Online Application – NaviRefi.

    • Questions About Student Loan Forgiveness
    • Income-Driven Repayment (IDR) and Save Plan
    • Are You Employed in Public Service — by The Government Or A Nonprofit?
    Updated: Get answers to Frequently Asked Questionson the Biden-Harris Administration’s debt relief plan.
    We encourage you to visit StudentAid.govfor the latest information about debt relief and qualifications.

    The deadline for FFELP loan borrowers to take advantage of the one-time IDR payment account adjustment offered by the U.S. Department of Education (ED) ended on April 30, 2024. For additional information, please go to StudentAid.gov. A Direct Consolidation loan can be repaid under ED’s new Income-Driven Repayment Plan, SAVE (Saving on a Valuable Ed...

    If you’re a federal loan borrower, you may be eligible for Public Service Loan Forgiveness (PSLF). Contact our public service specialists or go to StudentAid.gov to learn about PSLF and other programs — such as the Temporary Expanded Public Service Loan Forgiveness(TEPSLF), which for a limited time may give you credit for past periods of repayment ...

  2. Navient helps manage your student loans. Learn about federal and private student loan repayment options, how to avoid delinquency and default, how payments are applied and allocated, student loan interest and credit reporting, and SCRA and military benefits.

  3. Navient makes education financing easier with flexible options, such as new student loans with Earnest Student Loans, refinancing student loans with NaviRefi, or applying for scholarships and completing the FAFSA with Going Merry.

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  5. Apr 3, 2024 · Alternatively, you can log into your online account, navigate to the Help & Questions page, and send a secure email. Correspondence can also be sent by mail to: NaviRefi, P.O. Box 8000,...

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