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Mar 18, 2024 · The rule is that your insurance follows the car. But, depending on who you lend it to, your insurance company may decide not to cover them. This happens in certain cases, such as: When the driver is unlicensed or driving with a suspended license. When the car is being used for commercial purposes without a commercial policy.
Nov 3, 2023 · The Times Car Insurance Follows the Car. Your policy covers your vehicle and you as the driver, and will usually cover someone else driving your car in these situations: You list the person on your auto insurance policy. This generally applies to family members. The person has your permission to drive your car, either with or without you in the ...
May 4, 2023 · MedPay, PIP, and Uninsured/Underinsured motorist coverage cover the driver's medical expenses. Car insurance typically covers the car and not the driver. This means that if you have car insurance, it will generally provide coverage for damages to your vehicle resulting from accidents, theft, vandalism, or other covered events.
Since most insurance follows the car, not the driver, you're covered as long as you have permission to drive that car. Second, you as a driver must have insurance. While things like comprehensive and collision insurance won't follow you to a car that's not yours, that's already taken care of by the driver's insurance. And the coverage that ...
Jun 3, 2024 · Your car insurance will protect another driver when you loan them your car. When you loan your car to a friend or relative, your policy will typically be the primary policy — meaning it pays out first. If the person you loan your car to also has an insurance policy, that'll pay out as secondary coverage — meaning it pays out later.
Mar 19, 2024 · Car insurance usually follows the car and not the driver, but there are a few parameters and exceptions worth knowing about. If you give someone permission to borrow your car, this is called ...
Aug 18, 2022 · Contrary to popular belief, car insurance follows the car, NOT the driver. So, if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash, YOUR auto insurance would be the first to kick in, not theirs.
