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  1. Gold Business Checking Package. You can waive the monthly maintenance fee with one of the following: U.S. Bank Payment Solutions Merchant Account. $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option. $20,000 in combined average collected deposit balances 5 or $50,000 in combined ...

  2. You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver’s license, passport or state or military ID. A minimum opening deposit of $25 to activate your account (once you’ve been ...

  3. Ally Bank Spending Account: Best for Free Checking Account. Alliant Credit Union High-Rate Checking: Best for Free Checking Account. One Debit: Best for Free Checking Account. Navy Federal Credit ...

  4. Jul 24, 2023 · To open a joint bank account online, choose a joint account application rather than an individual application. Enter your name, birth date, Social Security number or Taxpayer Identification Number ...

  5. Checking. 3.5. /5 NerdWallet rating. Monthly fee. $6.95. Bonus. N/A. U.S. Bank offers checking account options including a standard account and an account for people who exclusively use debit ...

  6. Aug 16, 2023 · Two Ways to Avoid the Monthly Fee. The U.S. Bank Easy Checking Account charges a $6.95 monthly fee, and a $2 paper statement fee each month. Avoiding the paper statement fee is easy. Just sign up ...

  7. Open a U.S. Bank Standard Savings account and enjoy the following benefits. $0 ATM transaction and surcharge fees at U.S. Bank ATMs 4. $0 overdraft protection transfer fees made from an eligible linked U.S. Bank deposit account 5. Account alerts: Set up email or text message reminders about low balances, transfers and other important activity 6.

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