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  1. Neptune Flood lets you insure to full replacement value, giving you the protection you need if disaster strikes. Temporary living expense: When a covered claim forces you to leave your home, your Neptune Flood policy can help pay for additional living expenses such as lodging or the extra cost of eating out with up to $10,000 in added protection.

  2. May 8, 2024 · Neptune Flood Insurance goes beyond offering robust coverage by making flood protection accessible through various discount opportunities. Whether you embrace technology, bundle policies, maintain a claims-free history, implement risk mitigation strategies, or simply renew your policy, Neptune has designed discounts to suit different homeowner ...

  3. The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of more than 50 insurance companies and the NFIP Direct. Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage.

  4. Dec 3, 2022 · The rating guidelines and algorithms are different. In fact, private insurance applications have fewer questions. In some cases, private flood insurance can be 50% less expensive than FEMA flood insurance. Perhaps one of the greatest benefits is the ability to customize the policy. Neptune allows dwelling coverage up to $4,000,000 and contents ...

  5. Neptune's Commercial Flood Insurance Coverage comes tailored for your business. Secure your policy in just two minutes or less. Get protected today!

  6. Flood Insurance. Residential Flood Insurance; Support; New Agent; Report a Claim; About. About

  7. Neptune Flood is the largest private flood insurance company in the United States, with an entirely digital quote and bind process. Neptune offers residential, commercial, and RCBAP products in a 2-minute quote to bind process with greater coverage limits and additional optional coverages.

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