Search results
Answer. Bill collectors can be incredibly determined and bold in collecting an unpaid debt. They will often call one's place of employment. Under the Fair Debt Collection Practices Act, a collector can not legally call your place of employment if you have told the collector orally or in writing that you are not allowed to get calls there.
Is It Legal For A Collection Agency To Call My Employer? The Fair Debt Collection Practices Act (FDCPA) regulates, among other things, who a debt collector can contact regarding a consumer’s debt. Specifically, Section 805 of the FDCPA protects consumers by limiting a debt collector’s contact with third parties. This includes your employer.
Jul 17, 2023 · Debt collection agencies can contact family members or your place of work, but they have to be careful about what they ask about. Debt collectors may contact third parties like a cosigner to get your home address, phone number, or place of employment. Asking family members about your whereabouts and basic contact information is perfectly legal.
Debt collectors can only call someone other than you (or your spouse) under the limited circumstances that they don’t know your contact (or “location) information. If this is truly the case, then the collector can only ask for: Place of employment. But if the collector has this information then it cannot call your co-workers.
Feb 13, 2013 · A collection agency is permitted to contact you at work if they have no other phone number to reach you at. They are not allowed to threaten you or make false statements or harass you. You should tell the collector that you are not allowed to receive personal calls at work, and not to contact you at work again.
Apr 21, 2021 · Collection agencies can not contact you before 8 am or after 9 pm They cannot contact you at your place of employment. from Consumer Action Handbook, 2010 Edition by Federal Citizen Information Center, U.S. Services Administration, Marietta JelksFederal Citizen Information Center, 2010. If collections are a serious problem, it may be worth an ...
Aug 10, 2013 · They are allowed to call third parties to locate you, but once the agency knows your location information, they cannot call third parties. The agency cannot disclose the existence of the debt to any third parties (except your spouse). They can come to your workplace to serve with a law suit, but it sounds like the threat is more to intimidate you.
