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  1. 4 days ago · Luckily, many banks now make it easier than ever to open a bank account. Most offer online applications, and many have mobile applications you can complete on your phone in minutes.

  2. 5 days ago · 2. Fill out the new account application. You can apply online for any of Bank of America personal checking, savings, or CD accounts. Head to Bank of America's website, navigate to the page for the ...

  3. 3 days ago · Bank from your phone: Many banks that offer online checking accounts also have a mobile app, allowing you to do all the above tasks from your phone or tablet too. Most allow for mobile check ...

    • Casey Bond
  4. 5 days ago · In our opinion, Discover® Cashback Debit stands out as the easiest bank account to open online. The application process is swift and straightforward, typically taking about five minutes. Once your application is approved, you can expect to receive your debit card within 10 business days.

  5. 3 days ago · APY: 0.10%. Capital One has a history that stretches back more than 25 years as a credit card company. It has since expanded to offer customers a full suite of online banking products and services ...

  6. May 14, 2024 · Best Checking Account Interest Rates. As of April 15, 2024, the national average rate for checking accounts was 0.08%, according to the FDIC. The best credit unions typically offer higher APYs.

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  8. 1 day ago · As it stands, the best savings and CD accounts are paying around 4% to 5% APY and up. However, if the Fed does decide to lower rates, now might be your last chance to lock in today’s competitive ...

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