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  1. Apply for your personalized plan in 60 seconds. Your time matters – so we made it fast to get started. BTW it’s a soft inquiry, so it won’t affect your credit score. Meet Pennie. We offer income-based financial solutions to consolidate your debt and lower your interest rates.

  2. Is pennie.com legit? With its medium trust score on our chart, we determined it has a low risk. We determined this score by aggregating 53 powerful factors to expose high-risk activity and see if pennie.com is safe. Our in-depth review examines the website and its HEALTH industry.

  3. Flex Consolidation Loan - Pennie. The Flex Loan Program is the first consolidation loan offered to individuals based on their ability to pay, not their credit score. Flex loans available from $1,000 to $50,000. Lowest interest rates in the market. No credit score evaluation.

  4. Pennie uses an income number called modified adjusted gross income (MAGI) to determine eligibility for financial assistance. The chart below shows common types of income and whether they count as part of MAGI.

  5. Go to pennie.com, click Get Covered, and submit a new Pennie application. If you qualify, a Special Enrollment Period (SEP) will automatically open! Once the SEP opens, you will have 60-days to enroll in a plan through Pennie.

  6. We compiled 53 powerful factors to expose high-risk activity and see if trypennie.com is safe. Let's look at it and its EMPLOYMENT industry through an in-depth review. You'll also learn how to detect and block scam websites and what you can do if you already lost your money.

  7. If you qualify for financial savings, Pennie can help lower your monthly premium and/or out-of-pocket costs in two ways: Advance Premium Tax Credits (APTC) and Cost-Sharing Reductions (CSR).

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