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  1. Sign in to securely access your Upgrade account. Personal loans, Upgrade Card, Rewards Checking, and Credit Health.

  2. Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.

  3. Jan 22, 2019 · Affordable monthly payments. No prepayment fees. Fast funding†. Loan Amount ($1,000 to $50,000) Loan Purpose. Check your rate. Checking your rate is free and won’t impact your credit score. Get $200 with Rewards Checking Plus. when you also open an account and direct deposit at least $1,000**.

  4. Attempt to log-in from a different web browser. Attempt to log-in from a different device. If you continue to have trouble logging in, you may need to reset your password. You can reset your password by following these steps: Click here to begin resetting your password. Enter the email address* on file with your account, click Continue.

  5. Jul 24, 2023 · Upgrade offers personal loans with low rates and consumer-friendly features, including rate discounts. Read our expert review to learn more.

  6. Features include: No monthly-fee mobile banking – Check your balance, pay bills, manage funds. Track your debit rewards – Track your rewards, up to 2% cash back on purchases¹. Manage your Upgrade card or loan – Manage your payments and check your outstanding balance.

  7. Login to your Upgrade account and set up autopay in your dashboard. For one time payments that you’ll make each month you can: Pay online in your dashboard. Pay by phone: call (855) 598-1271. Pay by mail: send a personal check, cashier’s check, or money order to: Upgrade, Inc. Lbx #452210. P.O. Box 52210. Phoenix, AZ 85072-2210.

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