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Shelter Insurance® offers affordable and reliable coverage for your car, motorcycle, boat and road trip. Find an agent, get a quote, or learn more about safety tips and buying a new car.
- Pay Bills
Login to your My Shelter account. Logging in makes paying...
- My Shelter
A My Shelter account is a place where you can schedule...
- Claims
But the good news is that with Shelter's dedicated claims...
- Auto Insurance
Whether you need insurance for your car or the vehicle you...
- Shelter Insurance
Shelter Insurance ® is a property casualty insurance company...
- RV Insurance
We Help Protect Your Assets with the Right RV Coverage....
- ATV Insurance
ATV insurance from Shelter Insurance® offers competitive...
- Boat Insurance
Shelter Insurance ® boat insurance can help pay for...
- Life Insurance
Shelter has an easy life insurance option, just for you: Get...
- Pay Bills
- Get Protection with The Home Insurance Coverage Options You Need Most
- Types of Coverage
- Additional Coverage Options
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Shelter provides a variety of home insurance coverage options. Learn what comes with your home insurance policy, and what additional options are available. If our home insurance policy isn't right for you, consider our dwelling insurancepolicy instead.
Dwelling
Dwelling coverage applies to your private residence and any building structures that are attached to it. It also covers 1. Outdoor equipment permanently attached to your home and used to service your residence and its premises. This includes 1.1. Heating systems. 1.2. Cooling systems. 1.3. Water heating systems. 1.4. Water softeners. 2. On-site construction material you plan to permanently attach to your residence. 3. Working outdoor antennas or reception dishes.
Other Structures
Other structures coverage applies to structures that are permanently attached to the premises, but not to your dwelling. Examples include fences and sheds. This coverage doesn't apply to outdoor radio or television equipment or structures that are used for business purposes.
Personal Property
Personal property coverage applies to the contents of your home and other structures. If your property is somewhere other than where you live – like a vacation home – it will still be covered (although at a reduced limit). For property that has a special value or is unique, we provide special coverage limits. Property that falls within this category includes 1. Money, bank notes, bullion, coins, and medals. 2. Securities, stamps, tickets, deeds, and passports. 3. Jewelry, watches, furs, and g...
The following coverage options can be added to your home insurance policy: 1. Certain businesses located on your premises 2. Certain farming activities 3. Additional premises 4. Earthquake damage 5. Protection from inflation, ensuring your home's insured value is as close as possible to its restoration cost 6. Increased personal computer coverage 7...
Learn about the types and options of home insurance coverage offered by Shelter Insurance. Find out what is covered and how to customize your policy to fit your needs.
May 16, 2024 · Shelter Insurance offers auto, home and life insurance products, but only in limited states. Learn about its pros and cons, rates, discounts and customer satisfaction.
- Contributor, Personal Finance
- AJ Dellinger
Shelter Insurance offers various types of home insurance policies to protect your home and belongings. Get a quote online or find an agent near you to compare coverage options and rates.
Jan 2, 2024 · Shelter is a Missouri-based insurance company that offers auto, home and life insurance policies in several states. Learn about its coverage options, discounts, ratings and complaints.
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