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  1. Jan 4, 2024 · For consumers and pros alike, Home Depot offers convenient credit card options to extend their purchasing power as well as manage and pay their account. Our Home Depot Consumer Credit Card provides consumers with everyday special financing and longer-term financing during special promotions.

  2. The Home Depot ® Consumer Credit Card is a convenient option to extend your purchasing power for everyday purchases at The Home Depot ® locations and online stores. It offers six months financing on purchases of $299 or more and extends your window for returns to one year, subject to The Home Depot ® Returns Policy.

  3. Mar 22, 2024 · The Home Depot Credit Card currently offers 6-month financing on purchases of $299 or more. In addition to that, for a limited time, new cardholders save $100 on qualifying purchases. The offers always change, so you can keep up with the latest offers here.

    • It offers deferred interest. The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers deferred interest on purchases of $299 or more.
    • You won't want to carry a balance. Even if you don't take advantage of the deferred interest offer, you'll want to avoid carrying a balance from month to month.
    • Cardholders enjoy a longer return period and exclusive offers. Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases.
    • Home Depot offers a separate card for bigger projects. Home Depot also offers the Home Depot Project Loan Card, which allows cardholders to borrow up to $55,000 for big improvement projects.
  4. Give your update and budget a boost with The Home Depot specials. No matter what you choose, our in-store or online deals, coupons, special and credit offers, give you the financial power to do more.

  5. Manage your Home Depot credit card account online, any time, using any device. Submit an application for a Home Depot credit card now.

  6. Mar 15, 2024 · The Home Depot Credit Card offers special financing for large purchases and occasionally features a one-time, in-store discount for new applicants. However, the lack of ongoing rewards means you're almost always better off with a more general cash-back credit card.

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