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  2. Aug 29, 2023 · SoFi personal loans are a top pick for borrowers with good to excellent credit. Read our expert review of SoFi and compare its rates and features with other loans.

  3. Apr 23, 2024 · SoFi Personal Loans Review. APPLY NOW. 4.4. U.S. News Rating. Our Take. SoFi offers competitive interest rates and charges no fees, but if you're looking for a loan of less than $5,000,...

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    • Loan Amounts & Terms
    • Loan Costs
    • Perks & Features
    Loan amounts. In general, SoFi offers unsecured personal loansfrom $5,000 to $100,000. However, minimum loan amounts are higher in certain states—$10,001 in Arizona, Massachusetts and New Hampshire...
    Loan terms. SoFi’s personal loans are available for terms between two and seven years—or 24 and 84 months.
    APR. SoFi offers APRs between 8.99% to 29.99% (with autopay). Maximum interest rates are lower in several states: Alaska, Colorado, Connecticut, Hawaii, Illinois, Kansas, Maine, Oklahoma, South Car...
    Origination fees. No origination fees are required.
    Late fees. Borrowers are not charged late fees—although late payments will result in higher interest accrual.
    Prepayment penalty fees. SoFi does not impose prepayment penalties, so borrowers have the freedom to pay off their loans prior to the end of their loan term.

    In addition to the 0.25% APR reduction for autopay enrollees, SoFi offers customers a few other helpful perks: 1. Flexible payment date. SoFi borrowers have the ability to change their payment dates once per year. This can be helpful if your employer has a unique payment schedule or if you prefer to cluster bill payments around specific dates.

  4. Mar 22, 2024 · $5,000–$100,000. APR from. 8.99% to 29.49%* with autopay. Term lengths. 24 to 84 months. Min Credit Score. 680. SoFi is best for significant expenses and those who prefer an online lending...

  5. May 7, 2024 · SoFi's interest rates stop much lower than Upstart's interest rates. See the best personal loans with no origination fee. Why You Should Trust Us: How We Rated SoFi Personal Loans

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  6. Jan 25, 2024 · SoFi personal loans review: High loan amounts, no fees and multiple member benefits. Jennifer Calonia. Maddie Panzer. Verified by an expert. “Verified by an expert” means that this article...

  7. Mar 27, 2024 · Updated March 27, 2024. Fact checked by. Lars Peterson. Investopedia’s Rating. 4.8. Check Rates. SoFi offers personal loans with competitive terms, no fees required, and the option to get...

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