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Take advantage of special rates and offers on Certificates of Deposit (CDs) at First Merchants Bank. Grow your savings with attractive terms and rates.
Traditional CDs are a great way to invest, generally with higher interest rates than other savings options! Available in a variety of terms, you'll get higher yields and the security of FDIC insurance.
Our Smart Saver CD is a great way to save for a particular large purchase or help you start a savings habit while earning higher interest – without requiring you to have a large chunk of change handy to open an account.
Check out our Current CD and Money Market Savings Specials. Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online.
Check Rates. CDs and IRAs. Earn a higher interest rate on longer term savings options like Certificate of Deposit Accounts (CDs) and Individual Retirement Accounts (IRAs). 6 Month CD Promotion.
Maximize your earnings with our CD Interest Calculator at First Merchants Bank. Determine the potential returns on your certificate of deposit.
Open a personal Checking, Savings, CD, Money Market or HSA account online in minutes, anytime you like! You’ll just need some identification documents and a way to make an opening deposit; our system will guide you through the process. OPEN ACCOUNT NOW.
Interest rate: Unlike savings accounts, where the interest rate may fluctuate over time, with a CD the interest rate (or annual percentage yield) is normally locked in for the full term, from the date the account is opened to maturity. CDs often earn a higher rate of interest than a traditional savings account.
Dec 6, 2023 · With a CD, you’ll have a guaranteed interest rate that locks in when you open the account and deposit your money. Your money will be held in the account for a set length of time, often listed in months. CD term lengths can vary from short-term CDs at 3 months, to longer ones at 60 months (that’s 5 years).
First Merchants Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews. Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.45% and 3-month CD rates at 1.26%. Current savings rates are at 0.15% and money market rates are at 1.00%.
