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  2. Learn which 20 insurance companies offer homeowners insurance for mobile homes in Florida and how to compare their size and financial stability. Find out the factors that affect which companies will insure your mobile home and get a free quote online.

    • Age of The Mobile Or Manufactured Home
    • Location
    • Hurricanes and Tropical Storms
    • Windstorms
    • GeneratedCaptionsTabForHeroSec

    If you are living in an older mobile home, especially one built prior to June 1976, it may be more difficult and costly to insure. Although your insurance options may be limited, you can still shop around by getting quotes from at least a couple of carriers to find the best price. Additionally, because age could impact the condition of a home, this...

    Conditions at the mobile home site, such as a skirted or enclosed foundation as a base and tie-downs that properly anchor the mobile home according to local or state code requirements, could lower the cost of coverage. If your home is in an approved mobile home park, your premiums may also be lower.

    Florida’s coastal position means it is often in the path of hurricanes and tropical storms. Insurance companies in Florida are required to expand coverage against wind damage from named hurricanes, but a mobile home policy does not cover flooding, which is common during these powerful storms. You will need to purchase additional flood insurancethro...

    Windstorm insurance is a bit of a misnomer, as wind is covered under most standard policies. Additionally, Florida requireshome insurance companies to cover the wind damage caused by hurricanes and tropical storms. You should know how your policy reacts to wind damage, especially from named storms, as you may have a special wind deductible that is ...

    Learn what mobile home insurance covers, how to compare rates and what factors affect the cost in Florida. Find out how to protect your mobile home from hurricanes, floods and other perils.

  3. May 30, 2024 · To find the best mobile home insurance companies in Florida, we compared coverages, deductible options, financial strength ratings, transparency, and availability of the eight mobile home insurance companies with the largest market share in Florida.

    • Jennifer Gimbel
  4. Jan 8, 2024 · Looking for mobile home insurance in Florida? Learn about the best companies and coverage options for manufactured homes in FL with Trusted Choice.

  5. You can save on your Florida mobile home insurance if: Your mobile home is in a park. You have smart home protective devices, like a security alarm and water mitigation system. You are a homeowner who is 50 years or older. You’ve had continuous coverage for your home. You have a clean claims history.

  6. In this guide, we’ll discuss the cost of mobile home insurance in Florida, factors to consider when searching for a policy, and how to find the best coverage for your needs. Understanding these elements will help you make informed decisions and ensure your home is protected from unforeseen events, including Florida’s unique weather events ...

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