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  1. Contact Information. 350 Camino de la Reina Ste 100. San Diego, CA 92108-3007. Visit Website. (800) 825-8131. Business hours. 5:00 AM - 4:30 PM. Customer Reviews. 4.48/5. Average of 960 Customer...

    • Complaints

      Midland Credit Management bought this account and is now...

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  2. Overview. This business offers help for consumers to resolve past-due debt obligations by providing education and payment plans. Business Details. Location of This Business. 4 E Rolling Xrds...

    • 4 E Rolling Xrds Ste 307, Baltimore, 21228-6279, MD
    • (800) 825-8131
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    • Collecting Bad Debts
    • Illegal Litigation Practices
    • Other Illegal Collection Practices
    • Enforcement Action

    Encore and Portfolio Recovery Associates illegally attempted to collect debt that they knew, or should have known, may have been inaccurate or unenforceable. Specifically, the CFPB found that the companies: 1. Attempted to collect on unsubstantiated or inaccurate debt:Encore and Portfolio Recovery Associates stated incorrect balances, interest rate...

    Encore and Portfolio Recovery Associates collected debts through lawsuits and threats of legal action in unlawful ways. Specifically, the companies: 1. Misrepresented their intention to prove debts they sued consumers over:Encore and Portfolio Recovery Associates regularly attempted to collect on debts by suing consumers in state courts across the ...

    Encore disregarded or failed to adequately investigate consumers’ disputes:If a consumer disputed their debt more than 45 days after Encore started collecting, Encore would require the consumer to...

    Pursuant to the Dodd-Frank Act, the CFPB has the authority to take action against institutions or individuals engaging in unfair, deceptive, or abusive acts or practices or that otherwise violate federal consumer financial laws. Under the terms of the CFPB orders released today, Encore and Portfolio Recovery Associates are required to: 1. Stop rese...

  4. Midland Credit Management (MCM) has been a significant player in the debt collection industry, acting on behalf of creditors to manage and recover unpaid debts. They also go by "Midland Funding LLC". They've also broken a few rules that have led to legal action.

  5. Feb 8, 2024 · Midland Funding LLC is a legitimate debt collection agency that focuses on consumer debts under their parent company, Encore Capital Group — a major debt buyer. If Midland contacts you, you should first validate the alleged debt. Once you verify that the debt belongs to you, you can choose how to deal with Midland.

  6. Apr 15, 2023 · How Can I Get Midland Credit Management Removed From My Credit Report? File a Complaint Through Better Business Bureau. Firstly, Midland Credit Management is not accredited by the BBB.

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