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  1. Certificate of Deposit Account Rates. Check today’s rates on savings accounts, CDs, IRAs, personal loan and line of credit and mortgage. Select type of rate.

    • Overview of Citibank CDs
    • How Much Can You Earn with Citibank’s CD Rates?
    • How Citibank’s CDs Compare
    • How to Open A Citibank Account Online
    • About Citibank
    • Other Options For Citibank CDs

    Citibank’s Fixed Rate CDs require a minimum $500 opening deposit, which is modest compared to some other major national banks requiring deposits of $1,000, like the Bank of America Fixed Term Certificates of Deposit. However, many other online banks offer more favorable CD rates with similar or lower opening deposit requirements. Interest on CDs at...

    With such low yields, don’t expect to earn much interest on your Citibank Fixed Rate CD. Before investing in a CD, make sure to crunch the numbers and see how much interest you could earn. To find out what you can earn with Citibank’s CDs, use our CD calculator:

    While Citibank’s Fixed Rate CDs rates are comparable to rates offered by other large national banks, they’re significantly lower than the best CD rates currently available. Many of Citibank’s CD rates are also lower than the national average CD rates. According to May 2024 data from the FDIC, the average rate on a three-month CD is 1.53%, but a Cit...

    Opening a Citibank CD account online is a straightforward process. 1. Visit the Citibank website and select the CD account type that best suits your needs. 2. Select “Apply Now” to begin the application process. 3. Provide the required personal details and contact information. 4. Verify your identity and provide any additional requested information...

    Citibank, the retail banking subsidiary of Citigroup, Inc., is the fourth-largest bank by assets. This U.S.-based bank is well known for its retail banking and credit card offerings. It serves more than 110 million clients in the U.S., Mexico and Asia. Citibank offers a wide variety of products, ranging from CDs, checking and savings accounts to mo...

    If you decide Citibank’s fixed-rate CDs aren’t right for you, you can also consider the bank’s step-up CD and no-penalty CD. 1. Citibank Step-Up CD This CD is only available with a 30-month term and requires a $500 minimum opening balance. As a step-up CD, it offers an interest rate increase every 10 months. You’ll earn 0.05% APY for the first 10 m...

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  3. May 15, 2024 · The rates for each period are: 0.05 percent for the first one to 10 months. 0.1 percent for 11 to 20 months. 0.15 percent for 21 to 30 months. The composite APY for the Step Up CD’s total term ...

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  4. May 3, 2024 · 5.10% Term. 6 months. Learn More. Member FDIC.

  5. May 22, 2024 · Citi® Certificates of Deposit (Fixed Rate CD): An APY of 0.05% to 4.75% for terms of three months to five years. Citi® Step Up CD: 30-month CDs with rates that increase every 10 months, from...

  6. Apr 30, 2024 · Here are the Citibank CD rates today on various term options. Citibank's CD rates may vary by location, and the rates listed below may not be available in all ZIP codes. The APYs listed below use ...

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    These Are 2024's Best CD Accounts. Easily Compare Side-By-Side With Our Reviews. As APYs fluctuate in savings accounts, these CDs offer consistent, predetermined returns.

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