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Sep 22, 2022 · If you’ve ever borrowed someone’s car, you may wonder whether your auto insurance still applies. In general, car insurance follows the car, not the driver. Here’s what you need to...
In most cases, your insurance will not extend to other drivers if they’re paying to use the car (for example, you’re renting it out to a car-sharing company). You will likely need an additional, specific auto insurance policy to cover this activity.
Mar 29, 2020 · Collision and comprehensive coverage, also referred to as full coverage, follows the insured automobile, not the driver. Collision coverage pays for damage to your car if you're at...
Jun 15, 2021 · Does car insurance follow the car or the driver? Generally, car insurance follows the car. That means if someone borrows your car and is at fault for an accident, your policy’s liability coverage will cover them.
Feb 14, 2024 · As we’ve noted above, car insurance generally links to the car, not the driver. That means that your policy will be called into play if another person has an accident while driving...
While there are exceptions, car insurance generally follows the car and not the driver. Allowing another licensed driver to borrow your vehicle is known as "permissive use," which means you give someone, who isn't listed on your car insurance policy, permission to operate your vehicle.
Generally, liability insurance follows the car listed on the policy. If a licensed driver borrows your car with your permission, they’re covered under what is known as permissive use. That means if they get into an accident while driving your car, your car insurance will cover the damage as though you were driving.
Generally, auto insurance will follow the vehicle rather than the driver, but some coverage types follow the driver too. The variables that determine if coverage will follow the driver...
Car insurance typically follows the car, but it depends on your policy, where you live, and if the other driver has permission to drive your car.
Jun 13, 2024 · These are the situations in which you need to know — definitively — whether car insurance covers the driver or the vehicle listed on the policy. In the event of an accident that occurs when someone else is driving your car, who pays?
