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  2. Dec 7, 2023 · Learn when and how to handle a minor fender-bender without involving your insurance company. Find out the risks, benefits and steps of paying for repairs yourself or reaching an agreement with the other driver.

    • Mark Vallet
    • Contributing Researcher
  3. By Allstate. Last updated: March 2023. You'll never forget your first fender bender — especially if the car you're driving is the very first one you've owned. But once you get over the initial shock of the accident and make sure everyone involved is OK, it's important that you get the insurance claim process going to avoid any additional hassle.

    • Stay Calm. If you’ve just been in a fender bender accident, stop the car immediately, turn off your engine, and turn on your hazard flashers. Keep your cool and don’t admit fault or assign blame.
    • Check For Injuries And Call 911 If Necessary. Ask your passengers if they’re OK, then check on the people in the other car. Call 911 if anyone needs medical attention.
    • Assess The Situation. If everyone is all right and help is on the way, start documenting the accident scene. If it’s safe to do so, take pictures of all vehicle damage and the surroundings, or other road scenes that might have contributed to the accident.
    • Alert The Police. Even if it’s a minor car accident or the other driver says it’s not important, call the police. They will let you know if an officer needs to be present.
  4. A fender bender is a low-speed car accident that doesn’t result in serious injuries or major vehicle damage. Learn how to handle a fender bender, when to call the police, and how to file an insurance claim with Lemonade.

  5. Does a Fender Bender Count As an Accident? Yes, a fender bender is typically considered a non-injury vehicle accident. However, there could still be potential injuries involved. Rear-end accidents are often referred to as “fender-benders" due to their minor property damage and lack of severity. But in 2020 alone, rear-end crashes were the ...

  6. Jul 18, 2022 · Fender benders may not be serious accidents, but they can still be disruptive. However, in most cases, a fender bender is a minor accident with little damage. As a matter of fact, a fender bender sometimes causes no damage. On other occasions, this damage may be enough to cause your car to be totaled.

  7. Jun 21, 2023 · Learn how to handle a minor car accident, exchange information, contact your insurance company, and get your car fixed. Find out how a fender bender can affect your rates and quotes for auto insurance.

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