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  2. Everyday banking is simple and secure with mobile and online banking at U.S. Bank - View balances, transfer funds, pay bills and more. Sign up or log in to bank from virtually anywhere.

    • Log in

      Everyday banking is simple and secure with mobile and online...

    • Bill Pay

      Select Bill payments at the top of the page, then Pay bills...

    • Checking Accounts

      Compare U.S. Bank checking accounts to find which one is...

    • Access Accounts

      The information provided represents the opinion of U.S. Bank...

    • Customer Service

      Look inside to discover how easy it is to get help with all...

    • Business Checking

      To open a business checking account, you’ll need: Your...

    • Client support

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    • Bank Accounts

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  3. More information. If you don’t have an account with us or want to apply without logging in, follow these steps: Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process.

  4. Open an account in minutes with a minimum balance of $25 and you’ll enjoy these and other benefits: The U.S. Bank Visa ® Debit Card. No overdraft fees. $0 ATM transaction fees at U.S. Bank ATMs. Non-U.S. Bank ATM transaction fees apply 2, 3. 24/7 customer service. The U.S. Bank Mobile App. Note: The $4.95 monthly maintenance fee cannot be waived.

  5. Simple. Secure. Bank better with a U.S. Bank Smartly ® Checking account that keeps your money safe while earning you interest. 1 Then, easily manage your money with our top-rated mobile app. Apply in under 5 minutes. Open an account. Bank Smartly ® Checking sets you up for success.

  6. Select the Menu icon located in the upper left corner, then select Shop cards, loans & more . Select Checking accounts or Savings Accounts . From here you can compare account types and learn more details. Once you've decided on the product you'd like to apply for, select Apply now to begin the application process.

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