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  1. Manage your cash flow, move money safely, and save and spend wisely with the U.S. Bank Mobile App. See why more than a million users have given our app five stars. Get started by opening any U.S. Bank account today. Apply for a Bank Smartly ® Checking account via the app in five minutes or less.

    • Deposit Checks

      Sign your check. Open the app and select Deposit a check...

    • Zelle

      The money will move directly into your bank account,...

    • Bill Pay

      Select Bill payments at the top of the page, then Pay bills...

  2. Open an account in minutes with a minimum balance of $25 and you’ll enjoy these and other benefits: The U.S. Bank Visa ® Debit Card. No overdraft fees. $0 ATM transaction fees at U.S. Bank ATMs. Non-U.S. Bank ATM transaction fees apply 2, 3. 24/7 customer service. The U.S. Bank Mobile App.

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  4. Bank online to manage your money from anywhere. Make everyday banking simple with the U.S. Bank Mobile App and online banking. Get our mobile app Enroll in online banking. Or text GET APP to 872265 to receive a download link.

  5. If you don’t have an account with us or want to apply without logging in, follow these steps: Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR; Select Savings accounts. Then choose Start saving to begin the application process.

  6. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

  7. May 24, 2022 · Select the Menu icon located in the upper left corner, then select Shop cards, loans & more . Select Checking accounts or Savings Accounts . From here you can compare account types and learn more details. Once you've decided on the product you'd like to apply for, select Apply now to begin the application process.

  8. Apr 18, 2024 · Some of the top online banks and credit unions — including Alliant Credit Union, Ally Bank, Discover® Bank and SoFi — make it possible to open checking accounts online in just a few minutes.