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      • You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options. You will receive an email once your application is received and a follow-up email telling you whether it has been approved, plus any next steps.
      www.bankofamerica.com › deposits › applying-for-accounts-faqs
  1. You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options.

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  3. Choose the best account for you and enjoy Online Banking, Mobile Banking [1], a debit card with Total Security Protection ® - and much more. Apply today in minutes and get a bank account that works for you. Bank of America Advantage Banking.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
    • How to Open A Bank Account Online
    • What Do You Need to Open A Bank Account Online?
    • Why Can’T I Open A Bank Account Online?
    • Can You Open A Bank Account Online with No Deposit?
    • How Old Do You Have to Be to Open A Bank Account Online?
    • How to Close A Bank Account Online

    Opening a bank account online is generally easy and can take as little as 15 minutes—less time than you might need to drive to the nearest bank lobby. Here’s how. 1. Select a banking institution. The top things to look for in an online bank include FDIC insurance, low fees, a network of ATMs near you, online checking accountswith favorable terms, h...

    Federal law requires banks to identify anyoneopening an account. This means you’ll need to provide at least the following information: 1. Full legal name 2. Address 3. Date of birth 4. Identification number For a U.S. citizen, the identification number is your Social Security number. Alternatives for noncitizens include a passport number or photo I...

    If you can’t open a bank account online, it could be because of an issue with your application. In some cases, these issues can be resolved by verifying your answers with a representative or providing missing information. In other cases, a bank could deny your application. Banks look at consumer reports like ChexSystems to vet potential account hol...

    Many banks don’t require an initial deposit when you open an account online, but it depends on the institution and type of account. If you don’t want to transfer funds right away, look for an account with no minimum deposit requirement. Just be sure to read the fine print—some accounts require you to maintain a minimum daily balance to avoid fees, ...

    Though some banks have a minimum age of 13 or 14, a person can generally open an account at any age, though a child under age 18 will need to have an adult parent or guardian as a co-signer. A minor also will need a Social Security number in order to be approved as an account co-owner.

    To close a bank accountonline, start by taking care of pending transactions. Ensure that all purchases are cleared and there are no expected bill payments from that account. If there is a balance in the account, transfer it to another account or withdraw it. Many online banks make it easy to close accounts. You can find this option in the account s...

  4. Mar 3, 2021 · You can open a bank account at Bank of America at a branch, over the phone, on your desktop computer or on a mobile device.

  5. Easy Checking. Have combined monthly direct deposits totaling $1,000+. Keep an average account balance 2 of $1,500. The account holder (s) is age 65 or older. Learn More. Gold Checking. Have an open U.S. Bank personal loan, line or credit card. 3. Learn more. Platinum Checking.